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The more resources you can offer life knowledge, experience, skills, the more value you can bring to your employer. Put another way, you are your money making machine. You can increase your value using a four part formula known as your value quotient, or VQ. And simply put, the greater value you bring, the higher your VQ, and therefore, the higher your income grows. First, is career development. Which is best achieved by thinking like a business owner. Ask yourself, what attributes might be, productivity, honesty, intelligence and positivity. Then invest in and embrace those qualities in yourself. Second, consider your network of friends, associates and coworkers. Share your ideas, skills and experience with those connections both on and offline. Support others where you can and get support where it's available. True story, we learn best when we're engaging and doing. The third step, is to never stop learning. Education can mean anything from going back to school, to listening to podcasts or reading books. Any avenue for new knowledge keeps you sharp, interesting and valuable. Fourth, you want to learn to become an effective leader. This will grow your VQ faster than anything else. Whether it's acting as a mentor, owning a project or suggesting a new idea. You want to show you have leadership abilities, as they are extremely valuable to an organization. You control your value. So use this four part formula to increase your VQ and boost your financial confidence.