4. Risky River: Create your safety nets

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Land 4: Risky River

Your challenges

Check off the boxes below as you complete each challenge. Complete all challenges to earn your Risky River badge

Meet with an insurance agent from a reputable insurance company to review all of your policies

Do you have enough coverage? Do you have too much coverage? Are you insured in all the ways you ought to be?

Move on to Wealth Waterfall

Find a safe crossing

It’s easy to climb past obstacles that are right in front of you. What about the hidden ones that might be further down the road? If you think it’s impossible to plan for the unknown, think again!

Ready to earn your Risky River badge?

Explore these tips, advice and tools to become a Risky River pro! Then, put it all together where you'll map it out, think it through and take a quiz. Finally, take action! Accept the challenges in the Risky River Challenges box above.

Ready, set, go!

Video

Build your estate planning checklist

Be in control of the things that matter most to you

WATCH

Article

Step one: Insurance. Step two: Estate plan.

Insurance is a solid first step to providing financial security, but consider estate planning for a full financial plan

Article

Insurance: Are you covered for what you need?

Balance financial confidence with having the right coverage you need

Q&A

Own a car, a bike, vintage comic books? Hello, estate plan

Here are some important steps you can take toward smart estate planning

Article

The importance of planning ahead—right now

Start planning for “what if?” and take the question out of your mind

Infographic

You’re the boss—Take care of what you leave behind

Plan ahead so you can take care of what matters most, even after you’re gone

Map it out
Create your safety nets: Mind Map it
Let’s figure out how what you’ve learned so far fits into your life.
Go!
Think it through
Think it through

If I faced a sudden expense right now, would my safety nets be able to handle it?
Quiz
Question 1 of 5

A trust and a living will are both part of estate planning

A

True

B

False

Next

Question 2 of 5

Which of the following can be considered unnecessary insurance?

Back

A

Health

B

Travel

C

Auto

Next

Question 3 of 5

If you own anything (a house, a car, a bank account) you have an estate

Back

A

True

B

False

Next

Question 4 of 5

In addition to assets, a will should also name...

Back

A

Beneficiaries

B

Power of attorney

C

Both A. and B.

Next

Question 5 of 5

You should wait until later in life to determine how to pass on your assets

Back

A

True

B

False

Next
Congratulations

Quiz complete! You answered {0}/{1} questions correctly.

Woo hoo! You answered all of the questions correctly. You're ready for Wealth Waterfall! Before you go, check off what you've completed in the "Your Challenges" box above.
- - You missed question #1. Keep in mind, a trust and a living will are both part of estate planning.
- - It looks like we stumped you on, which of the following can be considered unnecessary insurance? The right answer is travel. Health and auto insurance are both important to have.
- - We get it, some of this is confusing! You missed question #3. Remember, if you own anything (a house, a car, a bank account) you have an estate.
- - The correct answer to question #4 is: In addition to assets, a will should also name beneficiaries and a power of attorney.
- - You answered question #5 incorrectly. You should not wait until later in life to determine how to pass on your assets.