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An important step on your journey toward financial confidence is learning your credit score. Once you know your number, what’s the best way to quickly give it a boost? You can begin by taking these simple steps that may help raise your credit score down the road.

Twenty-five percent of credit reports contain mistakes that could be negatively impacting scores. Request a copy of your credit report and review it for any inaccurate information about late payments, account balances, or your identity.

Try making several small payments throughout a billing cycle to keep your balance low, instead of waiting to make one larger payment every month. If possible, pay your balances down as close to zero as you can.

You’re more likely to see your credit score increase with a consistent history of on-time payments. Set up an automatic payment every month to avoid late fees.

Request a soft inquiry to see if your lender can increase your credit limit. If your limit goes up but your balance stays the same, your credit utilization, the ratio of your debt to your available credit, will instantly go down, and that’s a good thing. Remember the true purpose of raising your credit limit and resist the urge to increase your spending.

Pay your credit card balances in full and on time to help put your credit score in a good place.

This content does not constitute legal, tax, accounting, financial or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information.