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- The onUp Challenge
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- What it's all about
- Values Challenge
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Confidence Clearing: Start your savings1
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Organization Oasis: Build your budget2
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Lender's Ledge: Scale past your debt3
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Risky River: Create your safety nets4
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Wealth Waterfall: Invest for your future5
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Home Buying Hollow: Manage your home6
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Happiness Heights: Harness your potential7
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LENDER'S LEDGE
What to know before taking out student loans
Most students graduate from four-year colleges with some form of debt. Not surprising, right? But did you know that taking out federal and/or private loans is not the only option? There are other solutions to help students fund their college education. Learn more here.

3 Key Takeaways
- If getting a student loan is right for you, find the type that best fits yours needs.
- Federal and private student loans can provide financial assistance to students, but they are not the only options.
- Other options, such as community college and scholarships, may help eliminate the stress of student loan debt.

Challenge yourself
It’s important to prepare yourself for the responsibility that comes with student loans. Keep reading: Follow these clear steps to continue to expand your financial knowledge.
This content is educational in nature and does not constitute legal, tax, accounting, financial or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information.