5 tips to help improve your finances in four weeks

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Keeping an eye on your spending and saving is easier when you make it part of a monthly routine. Follow these easy steps every month to monitor your progress and stay on track with your financial goals.

Before the 1st.

Heading into the month, plan ahead by setting your budget goals. Determine how much of your paycheck will cover fixed expenses, and how much will be left over. Then, figure out which goals you want to allocate discretionary income to—and how much you’ll put toward each goal.

Week one.

Use online banking tools or a personal finance app to track what you're spending, what you're saving and to help you visualize where your money actually goes.

Week two.

Before you bump up your spending on payday, consider any big expenses on the horizon. Setting aside a little cash each month for a vacation or holiday gifts keeps your budget from taking a big hit in a single month.

Week three.

Check in on your goals. Are you saving enough? Are you keeping your spending in check? If not, see where you can adjust for the last two weeks to hit your targets.

Week four.

How’d you do? Go online to review your monthly statement and get a clear picture of where your money went. Reward yourself for your achievements and update your goals for the next month!

Feel financially confident all year long

We’ve all felt powerless against a splurge (or two), but there’s a way to take control. Download the Budget Worksheet to create a monthly budget to stay on top or your finances.

This content does not constitute legal, tax, accounting, financial or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of this information, do not endorse any third-party companies, products, or services described here, and take no liability for your use of this information.