Furloughed or laid off? What you’re entitled to and how to access it

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Right now, employers around the world are having to make tough decisions as they try to keep their business afloat. If you’ve been laid off or furloughed, it will be a worrying time– but help is available.

You are eligible for employment benefits. And, due to the CARES Act recently passed by Congress, you can now receive more money and for longer than before.

You’re may be entitled to Economic Impact Payments. Every American within the income threshold will receive an Economic Impact Payment of up to $1200. Learn more about the income threshold and how you’ll receive the payments here

Here are some key questions you may be asking.

What is the difference between being furloughed and laid off?

A furlough means your hours have been cut or eliminated but you aren’t permanently terminated. You are still an employee of the company and could be eligible for some coverage under the benefits plan.

Being laid off, meanwhile, typically means your employment is ended – with little, if any benefits.

I’ve been furloughed. Will I get my job back?

Yes, but it depends on the company. A furloughed employee is expected to be asked to come back to work at some point. A laid off employee would normally have to reapply if they want to come back

Am I eligible for unemployment benefits?

Whether you’ve been furloughed or laid off, you’re able to file for unemployment. Find out more about unemployment benefits here.

What about health care?

Normally, employers will use furlough if they intend to keep paying health benefits. Some laid off workers will still be eligible for health benefits and you should definitely check with your employer. 

If I am furloughed can I take other work?

Yes – you’re fully entitled to work elsewhere during the furlough period.


Has your job been impacted? Find out about filing for unemployment here.



Check out the Truist Help Center for helpful answers.

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